Terms of Service

1. Acceptance of Terms

By accessing or using the MindAnchor website (the "Service"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Service.

2. Financial & Tax Disclaimer (Not Professional Advice)

The calculations, estimates, rates, and distributions provided by MindAnchor are for general informational and educational purposes only. MindAnchor is not a registered investment advisor, certified public accountant (CPA), legal firm, or tax advisory service.

Tax laws, tax brackets, local municipal taxes, and deductions vary by region, personal filing status, and individual tax circumstances. You should always consult with a licensed CPA or tax professional before making financial, tax, or business decisions.

3. Permitted Use

You may use MindAnchor for personal financial planning and freelance estimation purposes. You agree not to attempt to reverse engineer, disrupt, or maliciously exploit the website infrastructure or abuse any third-party services integrated with it.

4. Limitation of Liability

In no event shall MindAnchor, its operators, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the calculation tools or reliance on any estimates generated by the site.

5. Modifications to the Service

We reserve the right to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice at any time.