Privacy Policy

1. Client-Side Financial Calculations

MindAnchor is engineered to operate strictly within your web browser (client-side). Any numbers, earnings amounts, tax brackets, business deductions, or savings targets entered into our calculator tools are processed locally using your device's memory and are never transmitted, logged, or stored on any external server or database.

2. Local Storage Preferences

To provide a seamless user experience, we may save your non-sensitive user preferences (such as selected currency, pay frequency, and default tax rate) in your browser's standard localStorage. This data remains on your physical device and can be cleared at any time through your browser settings.

3. Third-Party Advertisements & Cookies

We may use third-party advertising services, including Google AdSense, to display advertisements when you visit our website. These companies may use cookies and web beacons to collect non-personally identifiable information (such as your browser type, device details, and general geographic region) in order to provide advertisements about goods and services of interest to you.

Users can opt out of personalized advertising by visiting Google Ads Settings or using industry opt-out portals such as AboutAds.info.

4. Financial Disclaimer

MindAnchor provides numerical estimations for educational and personal planning purposes only. It does not constitute certified legal, accounting, or tax advice. Tax laws vary by jurisdiction, and users should consult a qualified Certified Public Accountant (CPA) or licensed financial advisor for official filings.